Well, according to one national bank, you can’t buy just any car. The conditions of their auto loan define what you can buy with their loan money. I suppose they do this to make sure they don’t get stuck with a car that’s worth less than the loan if you default. Some of the conditions are listed below.

No conversion or delivery vehicles, gray market, or lemon law vehicles
No salvaged, rebuilt, or branded title vehicles
No Daewoo or Suzuki automobiles

I think the last one is my favorite.